“The bespoke information has been invaluable for my career and employment; I don’t feel alone anymore. I have the peace of mind knowing my income is protected with my BGA insurance.”
When your period of membership is coming to an end, you will be sent a renewal notification by our membership department.
If you pay by Direct Debit for your Standard Membership, your renewal will happen automatically.
If you pay by Direct Debit for your BGA membership which includes KBIS insurance, ie Bronze, Silver or Platinum Memberships, your membership will renew automatically. IF you do not receive your insurance papers within 14 days of your renewal date, please contact us.
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What the personal accident policy covers you for:
Whilst at work
All stable duties – mucking out, grooming, washing off, turning out
Clipping
Riding – including hacking and jumping
Hunting
Lunging
Breaking in
Holding horse for a vet and other procedures
Travelling horses both in the UK and abroad
Competing in line with your job including: jumping, dressage, eventing
Injuries that may happen to you whilst you are teaching - but you must also be grooming as part of your duties and not be a sole instructor
What the personal accident policy doesn’t cover you for:
Riding in a race, point to point or team chase
Stunt Riding
Accidents occurring whilst travelling to and from work
Riding and competing your own horse (but you can upgrade when applying for membership to include this)
If you require additional cover then please contact KBIS directly.
GROOM
RIDER
EMPLOYER
When you are working for other people you do most of the following; muck out, turn out/catch in, tack up, groom horses, exercise Horses (including hacking, jumping and schooling), in the care of your employer/client.
YES
NO
NO
Predominantly ride horses for other people including schooling, exercising and competing.
NO
YES
YES
Provide grooming services for someone else either full time or on a freelance basis i.e. an employer or a client.
YES
NO
NO
Employ staff – have an employers liability policy in your name
NO
NO
YES
Buy and sell horses
NO
YES
YES
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